When You're Here

Do I need an ABN?

You may need an ABN if you're genuinely running your own business or working as an independent contractor.

Common examples include:

• Freelance graphic design or marketing

• Photography

• Social media management

• Cleaning services

• Gardening or landscaping

• Personal training

• Ride-share or delivery driving (depending on the platform)

• Selling products or handmade items

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If you're employed by a company, such as working in a café, bar, shop or office, you will usually not need an ABN. Instead, you'll be paid as an employee using your TFN.

How do I apply?

Applying for an ABN is free and can be completed online through the Australian Business Register.

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You'll generally need:

• Your TFN (or be in the process of obtaining one)

• Your passport and visa details

• An Australian address

• Details about the type of work or business you'll be doing

Applications are often processed immediately, although some may take a little longer.

Do I need to pay tax?

Yes. Even if you're working under an ABN, you're still responsible for declaring your income and paying any tax you owe.

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Unlike an employee, tax usually isn't automatically taken from your payments, so it's a good idea to keep records of your income and put money aside throughout the year.

Be careful of "ABN jobs"

Some employers advertise jobs that require an ABN when the role should legally be an employee position.

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This can mean you miss out on important employee benefits such as:

• Paid superannuation

• Leave entitlements (where applicable)

• Workers' compensation

• Minimum workplace protections

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If someone tells you that you must have an ABN for a regular hospitality or retail job, it's worth asking why before accepting the role.

Can I have both a TFN and an ABN?

Yes. In fact, many people do.

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For example, you might:

• Work part-time in a café as an employee using your TFN.

• Do freelance photography on weekends using your ABN.

Having one doesn't replace the other, and many working holiday makers use both during their time in Australia.

WHG Tip

Only apply for an ABN if you genuinely need one. If an employer tells you that you have to get an ABN for a standard employee role, take a moment to ask questions or seek advice first. Understanding the difference between being an employee and a contractor can help you avoid unexpected tax obligations and ensure you're receiving the correct workplace entitlements.